Botes, Coverite, Dew Construction, Ballast, Sunley Turiff, Melville, Dundas, Spectrum and Tending Construction are all familiar names who have gone into liquidation in recent times.

We had received many enquiries for assistance with collection of bad debts from these Companies before they had gone into liquidation and in many instances had won Adjudications or Judgment against them.

However, in liquidation our clients cannot obtain payment of the debt unless they were credit insured.

Now there is a policy specifically designed to protect those Companies who supply / contract in the Construction Sector and who want to protect their most important asset - their Sales Ledger, against the impact of bad debt.

Often a client's first impression is that credit insurance is too expensive but we would suggest that before you reject the idea, that you find out more and get a tailored quotation to suite your needs. Many of our clients have already reaped the benefit - having had payouts this year on more than one contract.

If you would like to know more then please Contact Us and we will arrange a quotation you from one or more of five major Insurance Companies involved in Construction Credit Insurance. You will also receive, as part of the quotation, a FREE finacial health check on any ten of your Customers which in itself will help your business without any obligation to buy the insurance policy.

Take the prudent decision to find out more and help protect your business for the future.

The benifits of Credit Insurance are:

• A guaranteed pay out on Insolvency claims within 28 days. 
• Up to 12 months binding contract cover included as standard (once you start a Contract you will ALWAYS GET PAID)
• Work done but not certified.
• Work certified and not paid.
• Variations properly instructed.
• Day works properly authorised.
• Unfixed materials and goods on site.
• Retentions relating to work executed in the policy period.
• Unfixed materials and goods off the site.
• Design fees rightfully incurred.
• Final account balances.
• Sums falling due under an Adjudicator's binding decision.
• Related and claimable statutory interest. 

Optional cover is available for: 

• Pay when paid (this is still legal for standard Subcontracts in the event of the Employer's Insolvency).
• Retentions relating to work executed prior to the policy period.

It is a fact ..... all businesses need their cash and cash comes from Customers. Unfortunately, most tend to think about guaranteeing the arrival off that cash when its too late. . . after experiencing heavy bad debt!

Dont be amongst those losers and protect your profits, your cash and maybe even your business!